Date: 12/21/2014 Time: 12:00 PM to 1:30 PM  
For Directions: feel free to contact me.  
For more information: click here for the full details  

PLENTY OF ROOM FOR THE ENTIRE FAMILY. 1,000 SQ FT INLAW WITH EAT-IN KITCHEN. Room for 3 generations in this Colonial located in an executive neighborhood. 1,000 sq ft inlaw with eat-in kitchen, living room and private bed and bath with direct access from garage. Main house has large eat-in kitchen with granite counters, ss appliances, cherry cabinets and center island. Brand new master bedroom suite with oversized shower with dual heads and Jacuzzi. Large walk-in closet with custom built-ins. Three additional bedrooms. Private third floor office. Additional space for family in walkout lower level with kitchenette, 3/4 bath and playroom leading out to an inground pool and 1.7 acres of private land.

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Date: 12/21/2014 Time: 12:00 PM to 1:30 PM  
For Directions: feel free to contact me.  
For more information: click here for the full details  

STATELY CENTER ENTRANCE COLONIAL WITH QUICK ACCESS TO ROUTE 125. Eat-in kitchen with granite counters, center island and stainless steel appliances open to a family room with wood burning fireplace. Step up to an oversized great room with custom built-ins and cathedral ceiling. Formal living room with fireplace and French doors that open to your new office with built-ins. Upstairs four bedrooms all with hardwood floors. Master has fireplace, cathedral ceiling, double closets and bath with Jacuzzi style tub, shower and skylight. Walk-up attic for future expansion. Finished lower has great in-law potential with kitchenette, living area and 3/4 bath. Back yard has an oversized deck and a private Japanese tea house. Windows and furnace are newer and the roof was installed in 2014. Ready to move in now!!

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It doesn’t matter how old you are someday you will hopefully retire. According to Pew Research Center, there are 75 million baby boomers in the United States and retirement is coming quick or may already be here. So if you are a boomer or just thinking about retirement and feeling like you are not prepared there is still time to get on the right track. Here is a retirement checklist to help get you started:

Know how much you need to live

The first step in planning for retirement is to know how much money you will need to live. Make a list of all of your expenses and your sources of income. If your costs outweigh your guaranteed income you may need to reevaluate your costs.

Rethink your retirement savings plan

Unless you have a pension you will not have a set amount of money to live on for your retirement. If you have a 401k or other employer-sponsored retirement plan you will need to plan to make that money last. It may be best to meet with a financial planner to determine ways to maximize your income stream. A financial planner may also help you consolidate your retirement accounts.

Understand your social security benefits

Depending on the age at which you start social security withdrawals you may have less money than you thought. Social security withdrawals before the age of 70 could result in 20-30% less in benefits. Deciding what age you will retire and when you will draw on your social security benefits is an important decision.

Plan for inflation

Like it or not the cost of living goes up. The cost of health care also continues to rise and without proper planning for inflation in living costs and health care your retirement income could run out sooner than you planned. A good start for planning is to know that over the past one hundred years the average inflation rate has been 3.4%.

Have a will

It is important to establish a will and/or living will. This will help you and your family make important decisions regarding health care, long term care and estate issues.

Tackling retirement planning ahead of time will help you begin the next chapter of your life worry free and allow you to plan for the fun times ahead.

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Andover, MA:

This Single-Family in Andover, MA recently sold for $577,500.

This is a Colonial style home and features 8 total rooms, 3 full baths, 1 half bath, 4 bedrooms, 0.68 acres, and was sold by
Deborah Lucci – William Raveis R.E. & Home Services

Here are some other properties available in Andover,MA you may like:

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Andover
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Andover
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