Our Real Estate Blog

Sept. 24, 2018

3 Signs That Your Real Estate Agent Is a Housing Market Expert

Does your real estate agent have what it takes to help you streamline the process of buying or selling a home?

Ultimately, when it comes to choosing a real estate agent, it pays to hire a housing market expert. Make sure they have the Realtor® accreditation. With this real estate professional at your side, you can accelerate the homebuying or home selling cycle and improve your chances of achieving your desired results.

There are many signs that a real estate agent is a housing market expert, and these include:

1. A Realtor® keeps you up to date about the housing market.

Ideally, you should be able to find a real estate agent who will go the extra mile to keep you up to date about housing market trends. This housing market professional can help you make informed decisions throughout the homebuying or home selling journey.

In addition, the right real estate agent should have no trouble differentiating between a buyer's market and a seller's market so you can plan accordingly. He or she will assess housing market data regularly, and as such, be better equipped than other housing market professionals to help you stay ahead of the competition.

2. A Realtor® possesses extensive industry experience.

If you're on the lookout for a real estate agent, it certainly is beneficial to hire a housing market expert with comprehensive industry experience.

A real estate agent with extensive industry experience will know how to handle tough homebuying or home selling situations. That way, he or she can help you identify and overcome myriad hurdles as you try to buy or sell a house.

Furthermore, a real estate agent who possesses in-depth experience likely has plenty of confidence. This housing market professional should be able to help you alleviate stress and remain calm, cool and collected at each stage of the homebuying or home selling journey.

3. A real estate agent can answer any of your housing market questions.

Navigating the homebuying or home selling journey can raise many questions. Fortunately, the right real estate agent will be ready to answer your housing market questions at any time.

A real estate agent who knows the ins and outs of the housing market can provide you with the insights that you need to succeed, regardless of the current real estate sector's conditions. Plus, he or she will listen to your homebuying or home selling concerns and offer honest, unbiased recommendations to help you accomplish your goals.

Lastly, it may prove to be worthwhile to hire a real estate agent who is a great communicator. This housing market professional will be able to explain complex real estate concepts in simple terms, making it easy for any homebuyer or home seller to make the best possible decisions.

Ready to buy or sell a house? Collaborate with a real estate market who is a housing market expert – you'll be happy you did. This housing market expert can help you proceed with confidence and accomplish great things throughout the homebuying or home selling journey.

Sept. 17, 2018

Quick, Easy Ways to Improve Your Credit Score

Your credit score can play a major role in your ability to get the financing that you need to buy a house. As such, you'll want to do everything possible to improve your credit score before you enter the real estate market.

Now, let's take a look at three quick, easy ways to boost your credit score.

1. Pay Off Debt As Quickly As Possible

Get a copy of your credit report from each of the three credit reporting bureaus (Equifax, Experian and TransUnion). You are entitled to one free copy of your credit report annually from each credit reporting bureau, and you should take advantage of this perk so that you can learn about your outstanding debt.

If you have lots of outstanding debt, you'll want to start paying this off as quickly as possible. Because the less debt that you have, the more likely it becomes that you can get a favorable mortgage from a credit union or bank.

Don't wait to begin paying off outstanding debt. If you pay off even a small portion of your outstanding debt regularly, you can move closer to getting the financing that you need to acquire a terrific house.

2. Avoid New Credit Cards

A low credit score can be worrisome, and it may cause you to consider a variety of options to manage outstanding debt. However, if your credit score is low, there is no need to take out additional credit cards.

New credit cards may seem like viable short-term options to help you cover various expenses while you pay off assorted outstanding debt. But these cards are unlikely to help you resolve the biggest problem – paying off your outstanding debt to bolster your credit score.

Instead of signing up for new credit cards, it often helps to cut back on non-essential bills. For instance, if you don't need cable, you may be able to eliminate this expense and use the money that you save to pay off outstanding debt. Or, if you have first-rate items that you don't need, you may want to sell these items and use the profits to pay off myriad bills.

3. Keep Your Credit Card Balances Low

Once you have paid off your outstanding debt, you'll want to keep your credit card balances low.

It often helps to have one credit card that you can use in emergencies. If you keep one credit card and get rid of any others, you may be better equipped than ever before to maintain a high credit score.

Lastly, if you require additional assistance as you prepare to kick off a home search, you may want to work with a real estate agent. This housing market professional can help you narrow your home search to residences that fall within a specific price range. That way, you can avoid the risk of spending too much to acquire a house.

Increase your credit score – use the aforementioned tips, and you can raise your credit score before you launch a home search.

Sept. 3, 2018

How to Gain a Homebuying Edge

Let's face it – homebuyers constantly compete with one another, especially if a new home is added to the real estate market that fulfills the requests of a large assortment of homebuyers in a particular area.

Thus, you'll want to do whatever you can to gain a competitive advantage over other homebuyers, as this competitive edge will enable you to discover the right home quickly and efficiently.

So what does it take to obtain a competitive advantage over your homebuying rivals? Here are three tips to help you gain a competitive edge over homebuyers in any real estate market:

1. Act Fast.

The early bird catches the worm, and the same holds true for homebuyers who want to find the best homes in a competitive real estate segment.

Homebuyers who act quickly are more likely to find great homes as soon as new residences hit the real estate market. Also, these homebuyers will be in an ideal position, one that enables them to check out a recently listed home quickly and make an offer without delay if a residence meets their needs.

Study the real estate market carefully, and you'll be better equipped to make a move on a recently listed house faster than other homebuyers.

Also, be sure to get pre-approved for a mortgage, as this will enable you to submit an offer without having to worry about committing extensive time and resources to get approved for a mortgage down the line.

2. Offer More Than the Asking Price.

What can you do to ensure your offer stands out to a home seller? Offer more than the asking price for a residence, and you can improve your chances of securing your dream home.

In the event that a home seller receives multiple offers for his or her residence, offering more than the initial asking price will help your offer stand out from others.

Therefore, you'll be able to reduce the risk that you could miss out on your ideal house if you submit an offer that exceeds a home seller's asking price.

3. Work with an Experienced Real Estate Agent.

When it comes to finding your dream home, why should you be forced to leave anything to chance? Instead, hire an experienced real estate agent, and you'll be able to enjoy a long-lasting competitive edge over other homebuyers.

Typically, a real estate agent will possess extensive industry know-how and experience, ensuring that he or she can help you find your perfect residence immediately. This professional also will be ready to respond to any concerns or queries and ensure you are fully supported during every step of the homebuying process.

From determining your ideal budget for a new home to setting up home showings, a real estate agent can make it easier for you to check out many wonderful residences in cities and towns nationwide. As a result, hiring a real estate agent could mean the difference between settling for an average house and discovering your dream residence in any real estate market.

Gain the competitive edge you need in any real estate market, and you should be able to make an offer on your dream home instantly.

Aug. 27, 2018

How To Raise Your Credit Score

One of the most important factors that many home buyers face is that of their credit score. You have the right to get one free credit report per year. There are also many different apps and websites that keep you updated on your credit score and any changes in your credit report. These programs even guide you in how to improve your score. 


Why Do We Have Credit Scores? 


A credit score is a number that shows how creditworthy a person is. Lenders look at this score in order to assess how risky a person may be to lend to. This lessens the potential risks that the lender may face, keeping people who may be at high risk for defaulting from securing a loan in the first place. 


What’s A Good Score?


Credit scores range from 300 to 850, with 850 being the highest score that you can get. A credit score of 700 or above is considered good. A credit score above 800 is seen as excellent. The bottom line is that the better your credit score is, the more reliable of a borrower you will be seen as by lenders. 


If your credit score is less than stellar, however, you need to get to work so that you will be able to get loans in the near future. Here’s some steps that you can take to improve your credit:


Pay Off Outstanding Debt 


If you owe anything on medical collection accounts, credit cards, legal judgements; basically any debt that will show up on your credit report, you need to pay these off. Getting rid of debt can help you to increase your credit score more quickly. 


Rebuild Your Credit


You’ll need to keep up any accounts that you have with good payment history and maintain the good work. You should be diligent to maintain those on-time payments for an increased good payment history. Even if you have accounts that have had late payments previously, you can still work to get the accounts back in good order. 


If you don’t happen to have any existing credit accounts, you’ll need to get one in order to begin establishing credit. A good way to do this is to apply for a credit card and only charge what you can afford each month in order to help establish a credit history.     

Look At Your Whole Financial Picture


Aside from your credit score, you’ll need to take a look at your bigger financial picture. Everything from the amount of savings that you have available to how much of a home you’ll be able to afford is important. You need sufficient income so that you’ll be able to buy a home and provide a down payment along with money to pay closing costs. 


Once you start investigating your credit score and how to improve it, you’ll be on your way to better financial health.

Aug. 25, 2018

8 Kathleen Drive, Andover, MA 01810 has an Open House on Sunday, Aug 26, 2018 at 12:00 PM

8 Kathleen Drive,



Andover, MA 01810

Single-Family

$575,000
Price

7
Rooms

4
Beds

2/1
Full/Half Baths

The perfect combination of a serene, neighborhood setting in close proximity to highway access and downtown amenities! This lovingly cared for home has an updated kitchen and bath, 3 bedrooms as well as a fabulous 3 season porch on the first floor. The porch overlooks the professionally landscaped lot complete with an in ground pool! There are hardwood floors throughout the first floor. In the finished lower level you will find the large family room, a 4th bedroom, a full bath and the laundry. This summer has been a scorcher so come and lounge by the pool or take a dip! Enjoy a cool drink on the porch or just relax inside with central AC! Property is located on the town line of Andover and North Andover and in the North Andover school district.



Open House

Sunday

August 26
at
12:00 PM to 1:30 PM

Cannot make the Open Houses?

Location: 8 Kathleen Drive, Andover, MA 01810    Get Directions

Similar Properties

Posted in Open House
Aug. 24, 2018

Another Property Sold - 172 Coventry Lane North Andover, MA

This Single-Family in North Andover, MA recently sold for $735,000. This Colonial style home was sold by The Deborah Lucci Team - William Raveis R.E. & Home Services.

172 Coventry Lane,



North Andover, MA 01845

Single-Family

$729,900
Price

$735,000
Sale Price

9
Rooms

4
Beds

2/1
Full/Half Baths

Welcome home to 172 Coventry Lane. Just in time for summer, enjoy this beautiful Gunite heated pool with patio surround and very private backyard. You will love this stately Colonial located in one of North Andover's most sought after subdivisions. Large eat-in kitchen with plenty of cabinets with sliders to deck area great for summer entertaining. Convenient first floor laundry. Front to back family room off the kitchen with gas fireplace. Dining room has formal wainscotting and a beautiful bay window. Living room with hardwood floors, crown molding and French doors. Work from your own home office with hardwood floors and custom built-ins. Upstairs there is a large master suite with double closets and private bath with Jacuzzi and shower. Three additional good size bedrooms with neutral carpet. New furnace and two new air conditioning units last year. Great floor plan in a great neighborhood with all the privacy you could ask for.

Similar Properties

Posted in Sold Homes
Aug. 24, 2018

Video Tour - Single-Family Home - Tewksbury, MA 01876 Real Estate - For Sale

Curb appeal, great location and so much more! Sitting on a gorgeous, tranquil 2.73 acre lot on a cul-de-sac in a highly desirable neighborhood, this meticulously cared for home is a true showpiece. A large addition on the 1st fl boasts a 3 season sunrm, 3/4 bath, 2 car garage as well as a dining area and family rm open to the kitchen making for great entertaining space. The sun lit rooms on the 1st fl show off the gleaming hardwood floors. The living rm w/fireplace has room for both a sitting area and home office. A formal dining room and 1/2 bath completes the large 1st fl space. 2nd fl has a big master bedrm, with 2 more bedrooms and full bath. Basement is a wonderful living space with great-in-law potential. There is a cozy gas log stove, large kitchenette area, pool rm and walk out to back patio. This home is on gas w/forced hot air furnace and central air. This is a commuter's dream; 3 highways, commuter rail and park-n-ride nearby. This is a must see so set up a showing today.

More Info on this Property | New Listing Alerts

Posted in Uncategorized
Aug. 23, 2018

5 David Drive, Andover, MA 01810 has an Open House on Sunday, Aug 26, 2018 at 2:00 PM

5 David Drive,



Andover, MA 01810

Single-Family

$929,900
Price

11
Rooms

5
Beds

3
Baths

You'll love the majestic look of 5 DAVID DRIVE the minute you pull in the cul de sac. Open 2 story grand foyer. Brand new Black Dog white Shaker kitchen w/Sub Zero refrigerator, dble ovens,custom lighting, granite counter, hot water dispenser, large center island and induction cooktop. Wonderful eat-in kitchen w/beautiful bay window w/ window seat & access to a large deck that overlooks the private manicured backyard. Kitchen is open to family room w/wood burning fireplace. Step down living room w/second wood burning fireplace. Dining room has wainscoting & built-ins. Home office w/French doors and built-ins. First floor has stunning new birch flooring w/custom inlays. Convenient first floor 3/4 bath and laundry. Step up to great room w/cathedral ceiling, wet bar, skylight, speakers on the floor and large built-in to house a media size TV & balcony. Upstairs enjoy 5 large BRS, Master w/cathedral ceiling, skylight, dble closets & private baths & balcony. Easy commute to Rte 93.



Open House

Sunday

August 26
at
2:00 PM to 3:30 PM

Open House on Sunday, August 26th, 2-3:30 pm, Angela Sweeney of the Deborah Lucci Team will be hosting.

Cannot make the Open Houses?

Location: 5 David Drive, Andover, MA 01810    Get Directions

Similar Properties

Posted in Open House
Aug. 23, 2018

71 Debra Drive, Tewksbury, MA 01876 has an Open House on Sunday, Aug 26, 2018 at 12:00 PM

71 Debra Drive,



Tewksbury, MA 01876

Single-Family

$549,900
Price

10
Rooms

3
Beds

2/1
Full/Half Baths

Curb appeal, great location and so much more! Sitting on a gorgeous, tranquil 2.73 acre lot on a cul-de-sac in a highly desirable neighborhood, this meticulously cared for home is a true showpiece. A large addition on the 1st fl boasts a 3 season sunrm, 3/4 bath, 2 car garage as well as a dining area and family rm open to the kitchen making for great entertaining space. The sun lit rooms on the 1st fl show off the gleaming hardwood floors. The living rm w/fireplace has room for both a sitting area and home office. A formal dining room and 1/2 bath completes the large 1st fl space. 2nd fl has a big master bedrm, with 2 more bedrooms and full bath. Basement is a wonderful living space with great-in-law potential. There is a cozy gas log stove, large kitchenette area, pool rm and walk out to back patio. This home is on gas w/forced hot air furnace and central air. This is a commuter's dream; 3 highways, commuter rail and park-n-ride nearby. This is a must see so set up a showing today.



Open House

Sunday

August 26
at
12:00 PM to 2:00 PM

Cannot make the Open Houses?

Location: 71 Debra Drive, Tewksbury, MA 01876    Get Directions

Similar Properties

Posted in Open House
Aug. 23, 2018

Colonial,Gambrel - 71 Debra Drive Tewksbury, MA 01876 is now new to the market!

71 Debra Drive,



Tewksbury, MA 01876

Single-Family

$549,900
Price

10
Rooms

3
Beds

2/1
Full/Half Baths

Curb appeal, great location and so much more! Sitting on a gorgeous, tranquil 2.73 acre lot on a cul-de-sac in a highly desirable neighborhood, this meticulously cared for home is a true showpiece. A large addition on the 1st fl boasts a 3 season sunrm, 3/4 bath, 2 car garage as well as a dining area and family rm open to the kitchen making for great entertaining space. The sun lit rooms on the 1st fl show off the gleaming hardwood floors. The living rm w/fireplace has room for both a sitting area and home office. A formal dining room and 1/2 bath completes the large 1st fl space. 2nd fl has a big master bedrm, with 2 more bedrooms and full bath. Basement is a wonderful living space with great-in-law potential. There is a cozy gas log stove, large kitchenette area, pool rm and walk out to back patio. This home is on gas w/forced hot air furnace and central air. This is a commuter's dream; 3 highways, commuter rail and park-n-ride nearby. This is a must see so set up a showing today.



Open House

Sunday

August 26
at
12:00 PM to 2:00 PM

Cannot make the Open Houses?

Location: 71 Debra Drive, Tewksbury, MA 01876    Get Directions

Similar Properties

Posted in New Homes