Buying a Home

Dec. 13, 2019

6 Reasons to Avoid Private Mortgage Insurance

Cost

PMI typically costs between 0.5% to 1% of the entire loan amount on an annual basis. You could pay as much as $1,000 a year—or $83.33 per month—on a $100,000 loan, assuming a 1% PMI fee. However, the median listing price of U.S. homes ...

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Posted in Buying a Home
Nov. 15, 2019

Oil vs Gas

The Pros and Cons of Oil and Gas Heating

You want to feel warm and cozy when the temperatures drop. At the same time, you don’t want to take a deep hit to your bank account when the power bill arrives. When shopping for a new furnace, it is wise ...

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Posted in Buying a Home
Sept. 11, 2019

The #2 Leading Cause of Cancer Could Be In Your Home.

The U.S. Environmental Protection Agency (US EPA) and the Surgeon General’s Office have estimated that as many as 20,000 lung cancer deaths are caused each year by radon. Radon is the second leading cause of lung cancer. Radon-induced lung cancer costs the United States over $2 billion dollars ...

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Aug. 16, 2019

Closing Costs

What are closing costs?

Closing costs include the myriad fees for the services and expenses required to finalize a mortgage. You’ll have to pay closing costs whether you buy a home or refinance. Most of the closing costs fall on the buyer, but the seller typically has to pay a ...

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Posted in Buying a Home